Sunday, September 15, 2019

5 Home Upgrades Millennials Couldn't Care Less About

Despite being called out for their ineptitude at saving money and their overwhelming fondness for spending it on experiences instead of things, millennials actually do desire financial stability—especially if it means they can buy a house.
So what kind of homes do they want? According to real estate professionals, a large majority of millennials seeks out properties that are move-in ready—with plenty of room for customization.
"They care more about the home being clean and in good condition," says Mary Katherine Spalding, a Realtor® associate with Helen Painter Group in Fort Worth, TX. "Cosmetic changes are much easier to make, and millennials are a generation of DIYers.”
But home sellers are also becoming well-versed in what they don't want. If you're looking to attract millennial buyers, be forewarned: These home upgrades will turn them away from your home faster than you can say, "What's your Wi-Fi password?"

1. Over-the-top landscaping

A spacious, well-manicured yard was the pride and joy of earlier generations that didn’t mind working up a sweat mowing and fertilizing their lawns. But that's not the case with busy millennials. They prefer cultivating indoor plants—and the convenience of an outdoor space that's easy to maintain.
Jason Duff, founder and CEO of Small Nation, a real estate development company in Bellefontaine, OH, says millennials prefer to have landscaping beds (for growing a vegetable garden?) and other green-filled areas that look nice, are easy to maintain, and can be set up for quality time with pets

2. A formal dining room

Mom and Grandma may have cherished dinner time in their fancy dining room with matching plates, sterling silver flatware, and gold-plated tea sets. But younger buyers tend to consider that dedicated room a stuffy waste of space.
Duff says young buyers enjoy cooking in their kitchen and want to eat in or near their kitchen, too.
“Most millennials don't care about formal dining rooms," says Duff. "It was a fixture for many homes in previous decades, but today dining tends to happen close to the kitchen—from the convenience of a meal home delivery box like Blue Apron—or on the go.”
When it comes to gathering for a meal, millennials appreciate the laid-back simplicity of breakfast nooks and bar stools.

3. A designated floor plan

Older generations may be satisfied with a mapped-out floor plan that designates a living room, kitchen, and dining room, but millennials seek multifunctional rooms. Think wide-open spaces that make the home feel like one flowing space.
“Where homes traditionally would have separate rooms, millennials are gravitating toward having large, open rooms that bring these all together like kitchens with breakfast bars or islands that open to the living space,” says John Steele, a real estate agent with Team Steele San Diego Homes in California.

4. Brand-new carpeting

If you're considering sprucing up your home before you sell, think twice before spending money on installing new carpets. Millennials are moving away from carpeting in favor of bare floors with statement rugs.
“There are some buyers that like it in the bedrooms, but in the living spaces, laminates, tile, hardwood, and engineered hardwood are much more popular,” says Steele.
Another reason to stick with noncarpeted flooring is that it's more pet-friendly—and millennials love their pets. Carpeting can absorb and retain odors, stains, and hair, and pet cleanup is easier on a hardwood floor.

5. Memorabilia and game rooms

Millennials aren’t defined by their possessions—and they definitely don’t want to showcase them in a room. So if you're thinking about staging a room where the owners can show off their stuff, think again.
“Millennials may be a little different than previous generations in wanting to keep, collect, and show off all that they have accumulated," says Duff. "Put away the pool table and think digital,” says Duff.
Millennials live a more digital existence, so Duff recommends staging your game area in a media room with a large TV or projector and maybe even surround sound.
Bob Abner is a highly respected, top producing, full time, Realtor for over 30 years and is an expert in the Northern Kentucky real estate market. 
 Give Bob a call at 859-760-1660 
Email Bob at 
Visit Bob's Website:

Saturday, September 14, 2019

Why This Might Be the Time to Buy a Condo

Is a condo in the cards for you? Or have you crossed it off your list because it’s too hard to get a decent loan? We have some good news. 
New guidelines from the Federal Housing Administration (FHA) means more homebuyers may be eligible for a government-backed mortgage. That could mean a lower down payment and easier qualifying than what is required for conventional loans for condos. 
“The federal agency released new guidelines Wednesday for the types of mortgages it will insure at condominiums,” said the Los Angeles Times. “Just 6.5% of the 150,000 condominium developments in the United States were previously eligible for FHA-backed mortgages. But the FHA will start backing mortgages for individual units and will have greater flexibility to react to changes in market conditions.”
According to the National Association of Realtors (NAR), “The changes, many of which NAR has championed for over a decade, should yield thousands of new homeownership opportunities and help alleviate affordability restraints impacting markets across the country.”
Condos are often a more affordable option than single-family homes, which is what can make them so attractive to first-time buyers. The low-maintenance level is also an important factor. Because condos typically have homeowner’s associations (HOA), front-yard maintenance is usually taken care of, and there are generally no yards to worry about. 
Some homebuyers look at HOAs as a negative because of what they consider to be strict rules governing what they can and can’t do, and also because of the fees. But, the truth is that most master-planned communities today have HOAs, which means the same rules and fees will apply. 
“HOA fees typically can range from about $200 to $300 a month; other factors may contribute to how much the fee will be, like your location, unit size and available amenities,” said Magnify Money. Monthly condo association fees can go as high as $700 or more, also depending on the amenities and services provided.”
You’ll definitely want to do a strict comparison between any condo you’re considering and a single-family home. It may turn out that you can get more for your money with a home that’s not in a planned community and therefore doesn’t have fees. Or, the converse may be true. Even with HOA fees, a condo may be the better buy simply from an affordability standpoint, but also because it's newer, has more space, or is in a better location. 
Bob Abner is a highly respected, top producing, full time, Realtor for over 30 years and is an expert in the Northern Kentucky real estate market. 
 Give Bob a call at 859-760-1660
 Email Bob at 
Visit Bob's Website:

Friday, September 13, 2019

10 Man-Cave Essentials

Having a man cave also means having your own space, which is why a lot of residents try to make it a point to create a space they can call their own. The room doesn’t have to have all the expensive items. You can have simple things like a couch or the best portable radio to buy. Here are the top ten man cave essentials to take note of before sprucing up your space at home.

A Recliner For Relaxation

A recliner should be the first on the list because a man cave should also be a place where you can relax and take the rest of the day off. Having a recliner in your personal space can also be used alternatively as a chair for work-related projects or duties. The primary purpose is to make you feel 100% relaxed and stress-free while resting in your personal space. In addition to this, you can also continue your slumber if you accidentally sleep while relaxing, making it an excellent investment overall.

A Mini Fridge For A Stress-Free Drinking Session

Have more fun with beer and liquor when you have your mini-fridge inside the man cave. You don’t have to go out of the space every time you need a drink. Lucky for you, a mini-fridge is available in your local hardware store at a reasonable price. You can also look online for cheap, second-hand mini-fridge units. A mini-fridge also makes it easier for you to host future gatherings or parties if you want to use the man cave as there is no need to go back and forth for your guests’ drinks.

A Television For Entertainment

The purpose of the man cave is to give 100% relaxation, which is why installing a television adds to the sole purpose. A TV is perfect for entertainment (both yours and your guests if ever). T can be a football or basketball game every Sunday. The set can be a bonding tool for the whole family, be it a movie or watching the local news.

A Pool Table

Aside from the television, it’s also better to have a form of entertainment that doesn’t need electricity. Just like the good old days, man caves used only to have pool tables as a source of entertainment. A television sounds tempting but here are the advantages of choosing a pool table as a source of entertainment:
• It burns calories for players.
• It increases and improves focus, control, and strategy.
• There are hand and eye coordination.
• It improves cognitive skills.
• It can be a bonding tool for the family, whatever age.

A Few Extra Seats

Your personal space also needs a few extra seats for when you invite friends over. You don’t have to purchase high-end recliners for everyone. Look for comfortable monoblocs or chairs that are comfortable. You may also visit your local hardware store and find the cheapest set of chairs that don’t take up too much space but are also convenient. Another option is to recycle extra chairs if you have them and add pillows to sit on.

DIY Liquor Dispensers

Liquor dispensers are great not only for additional room design but they’re also space savers for when you don’t have a mini-fridge yet. All you have to do is follow these steps:
• Go to the hardware store and purchase a rack that can fit all your favorite liquors, as well as the needed screws, drill, paint. Make sure you are buying adjustable shelves.
• Drill the rack on the wall.
• Replace all liquor caps with a faucet-like dispenser.
• Measure and place all liquor on the rack.
• Label each liquor bottle.
Another advantage to taking note of is that the DIY liquor dispensers save you a lot of electricity. If you’re not that high-maintenance, buy ice, and you’re ready to take the night off and relax.

A Snack Box Or Snack Vending Machine

A man cave isn’t complete without food to eat. If you have the extra budget, you can start looking for vending machines (second-hand machines are available online, but make sure you check the quality and state before purchasing). Vending machines also save you the time and effort whenever guests arrive. You don’t have to cook anything because they can quickly get snacks when they get hungry. On the other hand, if you lack the funds to buy a machine, opt to buy large tupperwares or bins instead and fill them up with different snacks.

Sports Memorabilia And Movie Posters

Give off that vintage vibe by filling the walls with movie posters. You can look for old movie posters at thrift stores or antique shops, or you can go online and look for sellers who have collectibles although it could be for a hefty price. Sports memorabilia such as a signed baseball bat or football can be displayed as a centerpiece or also hung up on the walls.

Some Personal Items

It’s always nice to add a few personalized items of your own. Personalized items are the right way of reminding you of the memories and good times you had. In addition to this, you don’t have to spend on additional room designs or unreasonably priced displays. In addition to this, your family members could also help. They can design their memorabilia to put up in your man cave. You can put up pictures and stick them on the wall, of stick them to a string and hang it up.

A Bookshelf Door

Design your door and make it look like a bookshelf by purchasing plywood from the hardware store and make it your base. Once you place that on the door, you can start adding different things you want to put in your bookshelf such as:
• Books (of course).
• Picture frames.
• Vases.
• Certificates.
You can choose anything you want as long as they’re old and your family is okay with you using it as a design. The goal is to cover as much as possible and make the door go unnoticed by guests.
Bob Abner is a highly respected, top producing, full time, Realtor for over 30 years and is an expert in the Northern Kentucky real estate market. 
 Give Bob a call at 859-760-1660 
Email Bob at
 Visit Bob's Website:

Thursday, September 12, 2019

Move-In: Will I Like What I Bought?

Will you avoid move-in surprises, like paying more for “must-haves” that you don’t love as much as you expected to?
Home buyers–especially first-timers–who have not experienced the reality of the home-design features and household systems that are on their “must have” list, may be at a disadvantage while searching for their dream home. For instance:
• Originally, “must have” stainless steel appliances drove many homeowners crazy since the surfaces showed every fingerprint and grease smudge. What if you pay more to get stainless only to find out something else is now the “in” kitchen look in that area?
• “Must-have” expensive granite counter tops look fabulous at open houses and in model homes. In reality, messy, spilling daily living means unsightly staining and regular maintenance sealing, not merely a wipe-down with a damp cloth.
How many of the “must haves” on your home-buying wish list have you already experienced and how many items will be new to you? Some of the things that may become concerns for buyers after move-in may seem less important or even insignificant before they live in the home.
Even the most sought-after wishes like open-concept design can disappoint:
• If you are a project lover (quilter, entrepreneur, model maker…) who wants to leave your latest and unfinished creation undisturbed when you’re interrupted, open-concept design may lead to your project corner being labeled “an unsightly mess.”
• Parents who count on uninterrupted lines of sight making it easier to keep their small children out of trouble may find they’re still not close enough for safety. The relative location of the dining area, play zone, screen area, and other distinct open-concept zones to the kitchen island will determine whether simultaneously multitasking meal preparation and child rearing is practical. Also, the larger the living space, the larger the toy mess. What specific open-design layout will your family find most useful?
• Excerpt from my earlier RT article: “If the ‘must have’ list for your new home, recreational property, or office includes hardwood flooring, large windows, high ceilings, open-concept design, and lots of marble and granite, you may be shopping for trouble…sound-wise, that is. These sought-after, high-end features can add up to noisy, distracting spaces. They look great, but are hard on the ear and, therefore, on conversation, hearing, relaxation, and sleep.…The trend to ‘must have’ sound spaces in our homes–theaters, media rooms, music practice space, gyms, studios–requires professional attention beyond interior design…”
Even what unquestionably seems a benefit worth paying for can be a let down in real life or may add costs in unexpected ways. For example:
• A resale home with a new furnace sounds like value plus, but if the old duct system did not distribute heat evenly and efficiently, replacing only the furnace may not result in a comfortable, draft-free home. Find out exactly what was modernized. Make sure your home inspection includes a competent HVAC evaluation of the heating and cooling delivery systems.
• All the reasons you love large windows and the open, airy, natural-light spaces they create are valid and that’s why you’re willing to pay more for a house or condominium that has them, but…and the “but” may be a big one:
• If the windows and window-walls are poor quality or poorly-insulated, windows–which are really just big holes in the wall–can be drafty or make rooms hard to heat. On the other extreme, over-heating during sunny days and in summer can make the living space very uncomfortable and boost AC costs.
• If the view from the window includes being overlooked by other houses, pedestrians, or buses and traffic, homeowners can feel they are living in a fish bowl–on display for all to see. This means, perhaps unexpectedly, window coverings become a necessity. Large windows may require automated or programmable open/close systems which are expensive. In many of the new large-window homes in my highly-urban neighborhood, the blinds seem to always be down, which means less natural light and less of that sought-after airy feeling.
• If you’re buying from plans with “architect renderings” of surroundings, trust your eyes over an artistic interpretation. Go to the location and look across the street and at neighboring buildings to see for yourself what you’ll be looking at and who’ll be looking at you. Take pictures so you can ask the sales team which views will be yours.
To avoid unpleasant move-in surprises, here’s four typical buyer expectations to check out before you make an offer:
#1. Off-site parking is often not considered until the first house-warming guests come to visit. Check out local parking regulations and availability of parking permits. My block has no street parking before 10am and there are no more on-street parking permits available.
#2. Where’s south? If you’re ready to pay more for a large backyard and/or a pool, a south-facing backyard may be key. If you’re an avid gardener, a south-facing front yard may be your preference. Or, if either passive solar heating or summertime over-heating are on your mind, where the sun strikes will matter. At the same time, evaluate large window placement and views for the best interior benefits.
#3. Are you planning to pay more for a location? Perhaps one near a preferred school or shopping mall? Check to make sure the school is accepting new enrollment and has maintained its high scholastic standard. Explore the mall to see how it’s exposed to the current trend toward store closings.
#4. If your wish is a quiet, residential location, be sure a hi-rise development, housing subdivision, or municipal project is not planned for your immediate area. Construction of a large project can go on for years.
What might unpleasantly surprise you about your new home–house or condominium unit–once you move in?
Regrets and “if only I’d…” recriminations are expensive and annoying to live with. Ask your real estate professional a lot of questions and get confirming documented proof about anything essential about your “must have” items so you avoid move-in disappointment. Some details may even belong in the offer.
Bob Abner is a highly respected, top producing, full time, Realtor for over 30 years and is an expert in the Northern Kentucky real estate market. 
 Give Bob a call at 859-760-1660 
Email Bob at 
Visit Bob's Website:

Wednesday, September 11, 2019

Taxable vs. Non-Taxable Income for Mortgage Qualifying

One of the more, if not the most, important sections on a mortgage loan application is the space reserved for income. What some might not know however is how mortgage lenders view income when qualifying someone for a home loan. When a lender asks for copies of paycheck stubs for example, there’s the gross income at the top of the pay stub along with various deductions resulting in a net income amount. One might think that since bills are paid with net or “take home” income, that’s what lenders use. But that’s not the case. Lenders use gross monthly income, not net. With different tax brackets, deductions and other factors, it’s simply too much to dissect to reach a true net income amount.
When deductions are taken from gross monthly income, it’s taxes, both federal and state, that take the biggest chunk. Again, though, it’s the gross income that’s used. Lenders simply ignore the various deductions. It’s both easier that way and is applied universally. Self-employed borrowers are evaluated a bit differently but everyone else is approved in mostly the same manner. But there are types of income that is not taxable such as child support or disability pay. So how do lenders view non-taxable income if not taxes are taken out? What’s the gross amount for non-taxable income?
Lenders “gross up” non-taxable income in an effort to put taxable and non-taxable on a level qualifying field. For example, an employee makes $5,000 per month. That’s the amount used to qualify. There may be other types of income that does not come from an employer that may also be taxed. Part time income, dividends and interest payments and bonus income can be taxed. The loan application has fields where these and other types of taxable income are entered. The amounts are added together to reach a qualifying income amount. Now let’s look at non-taxable income.
Conventional loan programs, which account for nearly two out of every three loans originated in today’s market, can have non-taxable income grossed up by 25 percent. Note, lenders have the ability to increase the amount by a lesser percentage but cannot exceed the 25 percent number. For instance, an applicant receives $5,000 per month in non-taxable income. But that’s not the amount lenders use for qualifying. Instead, the lender takes a multiplier of 1.25 to obtain the amount used. In this example, it would be $5,000 x 1.25 = $6,250. Grossing up the non-taxable income places it on par with taxable.
This is important because those who do receive non-taxable income often use this amount when applying for a mortgage. A 25 percent increase in non-taxable income is a considerable bump in qualifying income. This type of income must also be evaluated just as with any other type of income. Qualifying income must have a two year history and it must be consistent. A determination is made whether or not the income will continue into the future. If these factors are met, the income may be used. A non-taxable inheritance for example could not be used be used for example because it’s a one-time event.
Finally, if there’s any question about qualifying income, it’s important to speak with a mortgage loan officer before applying. The loan officer can provide you with a qualifying amount over the phone after a brief conversation over the phone. From there, you can be provided with a prequalification which gives you an idea on what you might qualify for.
Bob Abner is a highly respected, top producing, full time, Realtor for over 30 years and is an expert in the Northern Kentucky real estate market. 
 Give Bob a call at 859-760-1660 
Email Bob at 
Visit Bob's Website:

Tuesday, September 10, 2019

How to Get a Jump on Fall Home Projects

Starbucks just released a new pumpkin flavored drink and the Halloween gear is starting to replace the patio furniture outside the supermarket. That must mean fall is near. If you’re anything like us, the first freeze hits us and we remember all those projects we wanted to do and never started—projects that will help protect our house and make it run more efficiently. This year, we’re starting early to get our house ready for the cold, and you can too. 

Consider your window coverings

Conventional wisdom says you should trade out your lightweight draperies for something more substantial for the colder seasons. But sheers are great in fall and winter. Letting some sunlight trickle through can help heat the home while still providing privacy, and they can be added to any window, regardless of the type of treatment you already have. 

Mulch. That. Yard. 

“Should you mulch plants in the fall? The short answer is: yes! Mulching around plants in autumn has all kinds of benefits, from preventing soil erosion to suppressing weeds to protecting plants from moisture loss and shifts in temperature,” said Gardening Knowhow

Invest in some covers for your good patio stuff

Every year we say we’re going to do this and every year we fail. Consequently, we had to replace our patio cushions this year far sooner than we would have liked. Don't be like us. You can prolong the life of your patio furniture and grill with a good waterproof cover. “During the warmer months, your outdoor patio furniture likely gets a lot of use,” said Hayneedle. “In colder months, you probably spend less time outside and thus less time utilizing your outdoor furniture. If you live in an area that has a cold or wet climate in the winter, you will need to take steps to make sure that your patio furniture is properly protected from the elements.” 

Get your heater checked 

We get it. No one wants to turn their heater on when it’s 100 degrees outside. But what you really don’t want is to be faced with a broken heater when it’s 0 degrees outside. See if you can make an appointment now to get your system checked in October, and if your chosen company doesn’t schedule appointments that far in advance, at least make an appointment with yourself to make another call at the end of September.

Clean out your gutters

Clogged gutters can pose a danger to your home. Get them cleaned out now to make sure rain and snow can flow freely and isn’t being impeded by leaves and debris. 

Do a chimney check 

Schedule this well in advance to make sure you can safely use your fireplace when the first chilly night hits.

Get a tree inspection

Heavy rain, wind, and snow can put pressure on tree limbs. You don’t want them snapping and ending up crashing through your roof or breaking a window. This is the perfect time to have them checked out.

Examine your utilities 

Check current bills against the same time last year. Has your electric bill gone up dramatically year over year? You could have an air leak that needs to be addressed (more on that below). Is your water bill significantly higher than 12 months ago? You may have a dripping showerhead, a running toilet, or a problem with your hot water heater. Time to call a plumber!  

Check for leaks around windows and doors

About those air leaks: Little leaks can cost you big time, and the sooner you deal with them, the sooner you can start saving money. “An average home loses up to 30% of its heating and cooling energy through air leaks,” said Houselogic. “The most significant air leaks tend to occur around windows and doors.”
You can easily check for leaks with incense. “With windows and doors closed, hold a lit stick of incense near window and door frames where drafts might sneak in. Watch for smoke movement,” they said. Then it’s just a matter of adding caulking and weather stripping—both easy and inexpensive DIY fixes.
Bob Abner is a highly respected, top producing, full time, Realtor for over 30 years and is an expert in the Northern Kentucky real estate market. 
 Give Bob a call at 859-760-1660 
Email Bob at 
Visit Bob's Website:

Monday, September 9, 2019

Will New Window Installations Help You Sell Your Home Faster?

As you start the process of putting your home on the market for sale, you should be thinking of what you can do to make it more appealing. Many homeowners will paint, add in landscaping, or make other small, affordable updates to draw the attention of potential buyers. Another project that you can complete now to help sell your home quickly is a new window installation.
New window installation is something that buyers see as a significant positive when looking for their next home. New windows are more energy-efficient, they make your home look more beautiful, and you can get most of your investment back when the final purchase agreement is signed.

Energy Efficient Windows Are What Buyers Are Looking For

Anyone that has been in the market looking for a new house knows that windows are one of the most prominent features to take into consideration before putting in an offer. If your windows are the old wood or aluminum style, most will see that as something that needs to be changed. When buyers see projects, they either aren't going to make an offer at all, or they might lowball you using it as an excuse to pay less.
Instead of stopping in to take a tour of your property, they will see the old windows, and instantly, their mind will turn your home into a "fixer-upper." Sure, there are many contractors or new home buyers that aren't going to mind putting in the work themselves, but those individuals are fewer and farther between. If you want to sell your home fast, then new windows add instant charm.
As soon as you can point out the new windows, you can discuss how your home has become more energy-efficient since having the work done. You might even want to bring out some of your heating and cooling bills to prove what you're talking about. If you have your window installation completed a month before you put the "For Sale" sign out front, you're likely going to see some differences.

Residential Properties Look More Appealing with New Windows

While some homeowners look for things like energy-efficiency and functionality of a home, there are plenty of others that want that first look to grab their interest. If you haven't redone your windows since moving in thirty years ago, there are likely cracks, chips, or even glass that's broken.
A potential buyer pulling into your driveway is going to look for things like the condition of the roof, what the overall exterior siding or brick looks like, and how well maintained the windows are. By having brand-new energy efficient windows put in that match the style of the rest of the exterior, it will help with the sale significantly. You won't have to waste time bargaining on the price because of old windows either.

New Window Installations Offer You a Return On Your Investment

Go ahead and get a quote for your new windows now. Many window installation companies in your area will offer the information to you for free. All you have to do is schedule an appointment. They will come to your home, show you what your options are, and leave you with an estimate of what the project is going to cost. Then, it's up to you what to do. However, if your primary goal is selling the home as quickly as possible, you should take the steps necessary to get the project in motion right away.
Many window contractors will tell you with honesty that you're not going to get 100% of your money back on the sale of your home when considering the price of the window installation. On average, experts say that you can expect to get about 70% of that investment back though, which isn't all that bad if you want to sell now.
Of course, you have the option of leaving your old windows in. You can expect that people won't be as willing to put an offer on a home that they're going to have to start putting money into right away. Think of it like this: If you and your neighbor have identical homes up for sale and you replace your old windows and they don't, yours is going to sell first and for a higher price.

How to Tell if It's Time to Replace Your Windows

Now that you know putting in new windows will help you sell your home faster, you need to be able to determine if it's time for a new window installation.
There are several factors to take into consideration, including:
• Visible chips, cracks, or water damage to the window frames
• Excessive outside noise coming through the windows
• Feeling drafts leak in when the windows are closed
• Condensation between the layers of glass
• Cracked or broken glass
• Problems opening, closing, or locking the windows
• Cloudy glass
• Recent increases in your energy bills
• Older single-pane windows instead of double-glazed modern windows
When you know one or more of these things to be accurate, you should start researching what your options are for new windows.
Make sure when you talk with your window contractor that you discuss style options as well. While all new windows are going to make your home more efficient, they might not look right if you pick the wrong style. Homebuyers will be able to tell that you didn't select the best possible window type for your home's existing look and structure. Then, they will be less likely to be attracted to the overall appearance.
Many people decide to put new windows in their homes before selling because they would rather spend a little money to have the sale go quickly. That's just one of the benefits though. Even if your home doesn't sell as fast as you want it to, you're going to save money on the energy bills while you're still there. That goes without mentioning how gorgeous new windows look to those driving by. Eventually, someone is going to see the new energy-efficient windows that accentuate your home beautifully. They won't be able to resist putting in an offer on your property.
Bob Abner is a highly respected, top producing, full time, Realtor for over 30 years and is an expert in the Northern Kentucky real estate market. 
 Give Bob a call at 859-760-1660 
Email Bob at 
Visit Bob's Website: