2. How much you owe. If you owe a great deal of money on numerous accounts, it can indicate that you are overextended. However, it’s a good thing if you have a good proportion of balances to total credit limits. As odd as it sounds, closing credit card accounts that you have no balance on can actually effect your credit score in a negative way. An account with no balance that is still open shows that you can be responsible with credit given to you. So, if you have no balance on a credit card think about keeping the account, but not charging on it.
Tuesday, February 8, 2011
5 Factors That Decide Your Credit Score - Part 2
Bob Abner, top full time Realtor in the Northern Kentucky area, serves the Campbell County, Kenton County and Boone County real estate market. Affiliated with Huff Realty, Bob gives both Buyer and Seller the very best in service and marketing. Sellers-marketing and exposure doesn’t stop until the house is sold. Bob Abner and Huff Realty are leaders in the real estate industry, selling your house in today’s market giving you a host of proven strategies producing the most exposure to get your home sold as quickly and profitable as possible. Buyers-you get years of real estate knowledge, expertise, and a myriad of services from beginning to end. Huff Mortgage has competitive rates, works closely with Bob and gives you e-mail updates each step of your loan progresses. Huff Title makes the closing process go smoothly. Huff Insurance has competitive rates and excellent customer service. One-stop shopping makes the home buying process as simple and problem free. Testimonials attest to Bob's hard work, communication and outstanding ability to negotiate and problem solve. Whether selling or buying a home, there is no better Realtor in the Northern Kentucky area than Bob Abner.
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