5 Overlooked Factors That Can Affect Your Home’s Insurance Rates (Part 3 of 5)

3. Some dog breeds can take a big bite out of your wallet.

In some cases, your family dog can bump up your premiums. Certain breeds, such as pit bulls and “bully” breeds, have a reputation of being more dangerous than others and historically come with larger liability concerns to your insurer, resulting in a higher rate.

Three things can happen if your dog is considered a “dangerous” dog breed: you could be charged a higher rate from your carrier, your provider may cover you but exclude any liability associated with the dog, or the carrier could decide not to insure you at all.

Bob Abner is a highly respected, top producing, full time, Realtor for over 30 years and is an expert in the Northern Kentucky real estate market. Give Bob a call at 859-760-1660 or email Bob at BAbner@huff.com